Minnesota Paycheck Calculator 2026
Minnesota uses graduated income-tax brackets, applied here to annualized wages after the state's standard deduction and exemptions. Federal withholding follows the IRS Publication 15-T percentage method — the one payroll systems use. Everything is computed in your browser; nothing you type is sent anywhere.
Works offline — your inputs never leave this device. How that works
Estimate only: this is an approximation, not a copy of Minnesota's withholding tables — though it follows the shape of the Department of Revenue's own computer formula closely. It annualizes your pay, subtracts $5,300 for each withholding allowance and the zero band of the Minnesota rate chart, and applies the 5.35% / 6.80% / 7.85% / 9.85% rates. Your employer works from your Form W-4MN, so your actual withholding may differ. Use the Minnesota Department of Revenue's own computer formula for an official figure.
Check against Minnesota’s own withholding tables ↗
- Taxable: $65,000 − $4,700 deductions − $5,300 exemptions = $55,000
- Bracket schedule → $3,257/year
- Minnesota Paid Leave — employee share: 0.44% (up to $185,000/yr) → $11.00/period
- Estimate only: this is an approximation, not a copy of Minnesota's withholding tables — though it follows the shape of the Department of Revenue's own computer formula closely. It annualizes your pay, subtracts $5,300 for each withholding allowance and the zero band of the Minnesota rate chart, and applies the 5.35% / 6.80% / 7.85% / 9.85% rates. Your employer works from your Form W-4MN, so your actual withholding may differ. Use the Minnesota Department of Revenue's own computer formula for an official figure.
Verified 2026-07-31 against IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — section 1, Worksheet 1A and the 2026 Annual Percentage Method Tables for Automated Payroll Systems; FICA rates and wage base from IRS Publication 15 (2026) (effective 2026-01-01)
Verified 2026-07-31 against Minnesota Department of Revenue — 2026 Minnesota Withholding Tax Instructions and Tables, Computer Formula (page 34), effective January 1, 2026 (effective 2026-01-01)
Estimate only — not legal, tax, or financial advice. Only Minnesota's revenue agency can determine your actual amounts.
Official source: Minnesota Department of Revenue — 2026 Minnesota Withholding Tax Instructions and Tables, Computer Formula (page 34), effective January 1, 2026 ↗
How this estimate is built
Estimate only: this is an approximation, not a copy of Minnesota's withholding tables — though it follows the shape of the Department of Revenue's own computer formula closely. It annualizes your pay, subtracts $5,300 for each withholding allowance and the zero band of the Minnesota rate chart, and applies the 5.35% / 6.80% / 7.85% / 9.85% rates. Your employer works from your Form W-4MN, so your actual withholding may differ. Use the Minnesota Department of Revenue's own computer formula for an official figure.
Minnesota’s official withholding guidance ↗Minnesota paycheck questions
How much is taken out of a paycheck in Minnesota?
Federal income tax comes out under the IRS Publication 15-T percentage method, along with Social Security at 6.2% and Medicare at 1.45%. Minnesota uses graduated income-tax brackets, applied here to annualized wages after the state's standard deduction and exemptions. Enter your gross pay above for an estimate of the total.
What is the Minnesota income tax rate for 2026?
Minnesota uses graduated income-tax brackets, applied here to annualized wages after the state's standard deduction and exemptions. The figure was transcribed from Minnesota Department of Revenue — 2026 Minnesota Withholding Tax Instructions and Tables, Computer Formula (page 34), effective January 1, 2026 and verified on 2026-07-31. Because withholding tables and annual calculations differ slightly, treat the result as an estimate and check it against the state's own table.
Why does this differ from my actual pay stub?
Two reasons. Pre-tax items — retirement contributions, health premiums, HSA deductions — reduce taxable pay and are not modelled here. And this uses an annualized approximation of the state's schedule rather than the exact withholding tables your employer's payroll system uses, which is disclosed on every result.
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Minnesota withholding alerts — when rates and tables change
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