Partial Unemployment Benefits Calculator
Working reduced hours? Each state disregards part of what you earn in a week before reducing your benefit. Enter your weekly benefit amount and the week’s gross earnings to estimate what stays payable, plus the earnings level at which the benefit stops for that week entirely.
Works offline — your inputs never leave this device. How that works
Verified 2026-07-31 against EDD 'A Guide to Benefits and Employment Services' (DE 1275A) - Unemployment Insurance Benefit Table (effective 2026-01-01)
Verified 2026-07-31 against Texas Workforce Commission Unemployment Benefit Services - Unemployment Benefits Estimator (current minimum/maximum WBA) + TWC 'Especially for Texas Employers': Unemployment Insurance Law - Eligibility Issues (effective 2026-01-01)
Verified 2026-07-31 against NYSDOL fact sheet P832 (2/26) 'How Your Weekly Unemployment Insurance Benefit Payment Is Calculated' + NYSDOL Unemployment Insurance Claimant Handbook (TC 320, 1/26) + NYSDOL 'What is the Maximum Benefit Rate?' + N.Y. Labor Law Sec. 590 (effective 2026-01-01)
Estimate only — not legal, tax, or financial advice. Only DOL-ETA can determine your actual amounts.
Official source: U.S. Department of Labor — state unemployment insurance offices ↗
🎓 Understand this tool
What it is
An estimator for a week in which you worked reduced hours: how much of your earnings the state ignores, how much reduces the benefit, and the earnings level at which nothing is payable for that week.
How it works
Each state pack stores its earnings-disregard rule in one of several shapes — a fraction of the weekly benefit, a flat dollar amount, a percentage of earnings, or the greater of two of those. The engine subtracts the disregard from gross earnings, reduces the benefit by what remains, and compares earnings against the state’s cutoff multiple of the weekly benefit.
Getting the most from it
- Choose your state so its disregard rule and cutoff load from the verified pack.
- Enter your weekly benefit amount from the determination letter, or estimate it first.
- Enter the week’s gross earnings — what you earned for the work, not what has been paid yet.
- Read the payable figure alongside the cutoff to see how much room is left before benefits stop.
Reading your result
A zero-payable week is not always a bad outcome: in states that track a total dollar entitlement, weeks you do not draw stay available later. The cutoff line is the number to watch when deciding how many hours to accept in a week.
What it can't tell you
Some states use hours worked rather than dollars, or apply rules a simple formula cannot express; those packs ship the agency’s wording and the calculator declines to compute. It cannot account for holiday pay, vacation pay, or self-employment income a state treats differently.
Frequently asked questions
In most states, yes — up to a point. A portion of weekly earnings is disregarded and the rest reduces the benefit dollar for dollar, until earnings reach a cutoff where nothing is payable for that week. Both the disregard and the cutoff vary by state.
Related calculators
Unemployment
Estimate your weekly unemployment benefit in any verified state. Enter your base-period quarterly wages and the calculator applies that state’s own published formula, minimum and maximum, dependents allowance, and duration — showing every step of the math and linking the agency source it came from.
Compare States
Compare the maximum weekly benefit, maximum number of weeks, dependents allowances, and benefit formulas across every state verified for 2026. Each row is transcribed from that state agency’s own publication, and links through to the state’s full estimate calculator and to the source document the figures came from.
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